Micro Payment

We provide you with immediate loans from $ 5 to $ 1,500, up to 36 fortnights to pay at more competitive interest rates than lenders. The longer the term to pay and the higher the amount, the lower the fortnightly interest rate.
It’s an immediate loan through a revolving line of credit (similar to a credit card). The system assigns a credit limit according to the direct payroll discount that can be applied, allowing you to apply for loans with immediate disbursements from $ 5 to $ 1,500, up to 36 fortnights.

Benefits

  • Loans with immediate disbursements
  • We do not charge handling, legal or notarial fees
  • Each fortnightly credit decreases the capital owed
  • Fortnightly interest rates that decrease automatically when increasing the amount and term
  • Includes a free life insurance policy for double the amount of the original loan
  • We automatically consolidate the various loans with RapiVale, lowering your interest rate
  • We offer a 3% discount for each additional payment method that you provide

Requirements

  • Free membership to Servicios Financieros Inmediatos, S.A. (RapiVale)
  • 2 years of work continuity (public or private)
  • Copy of government ID
  • Work letter
  • Last pay stub
  • Utility Receipt (electricity, water, telephone)
  • Authorization to perform an APC query
  • Authorization of payment method (direct discount to payroll, debit to a savings account, checking account or credit card)

Fees

We charge you a fortnightly interest according to the following table
* Example of rates

Amount Minimum term Maximum term for
payment		 Interest rate up
to 12 fortnights		 Interest rate from
13 to 35 fortnights		 Interest rate up
to 36 fortnights
$5 – $250
$200 		1 fortnights 36 fortnights 8% fortnights
Term 12 fortnights $26.54 		7% fortnightly
Term 24 fortnights $19.00 		6% fortnightly
Term 36 fortnights $13.68
$250.01 – $500
$400 		1 fortnight 36 fortnights 7% fortnightly
Term 12 fortnights $50.36 		6% fortnightly
Term 24 fortnights $34.88 		5% fortnightly
Term 36 fortnights $24.17
$500.01 – $1,000
$600 		1 fortnight 36 fortnights 6% fortnightly
Term 12 fortnights $71.57 		5% fortnightly
Term 24 fortnights $43.48 		4% fortnightly
Term 36 fortnights $31.73
$1,000.01 – $1,500
$1000 		1 fortnight 36 fortnights 5% fortnightly
Term 12 fortnights $112.83 		4% fortnightly
Term 24 fortnights $65.59 		3% fortnightly
Term 36 fortnights $45.80